Financial & Retirement Income Services

Our Services Support Growth, Preservation and Income

D.S. Drelich & Associates is a fiduciary firm, meaning we are committed to doing what’s in the best interest of each client and their unique situation, with every interaction and every transaction. After we learn more about you and are confident that we can help you achieve your goals, we will put together an action plan that includes these services:

Investment Management

Do you have multiple, uncoordinated investment accounts? Are your accounts aligned and balanced with your short and long-term goals and risk tolerance? Are your accounts being mindfully managed to keep an eye on ever-changing tax consequences? These are just a few of the reasons why it’s important to move beyond “set-it-and-forget-it” investments and instead seek professional management guidance. We can help manage and rebalance these types of funds and many others, based on your unique situation: 


  • Assets Under Advisement
  • Stocks
  • Bonds
  • IRAs
  • Mutual Funds

Financial Planning

Financial planning takes a broad view of your financial life, considering all aspects of debt, income and investments. Short and long-term goals are considered, as well as risk tolerance, and ways to mitigate financial risks such as taxes and inflation. We can review your situation and put a plan in place to help accomplish your goals. These areas and more are explored in a financial plan:


  • Short-Term Planning
  • Long-Term Planning
  • Debt Management
  • Large Purchase Assessments
  • Tax Mitigation
  • College Planning

Retirement Income Planning

Most of us work and save for decades with the hopes of someday retiring. An often-overlooked area of preparing for that day is a careful look at how all your retirement income streams can support you during your golden years. It’s important to fully understand the pros and cons of each kind of account or benefit to make a wise decision for yourself as you drawdown funds. We can help you put together a stable, long-lasting income plan that covers these areas and more:


  • Defined Benefit Pensions
  • 401(k)s
  • IRAs
  • Social Security
  • Annuities

Insurance Strategies

The use of insurance can offer protection and help hedge against risk in your overall financial life. We all need health insurance to manage routine health care costs. Disability and Long-Term Care insurance can cover costs associated with care beyond traditional health insurance. Life insurance comes in many forms and is a way to leave resources to loved ones to help them start anew or fund a transition during a challenging time. We can source policies such as these according to your needs and budget:


  • Disability Income Insurance
  • Long-Term Care Insurance
  • Individual Health Insurance
  • Group Health Insurance
  • Annuities
  • Life Insurance

Legacy Planning

Leaving a thoughtful legacy to a spouse, loved ones or a favorite charity is truly a gift. We can help you think through your legacy and then work with your attorney and CPA to make sure taxes and legal documents are in order. Our work together includes an exploration of the following: 


  • Beneficiary Designations
  • Life Insurance
  • Wills & Trusts
5 Simple Steps to a Successful Retirement: Make Your Retirement a Blockbuster

5 Simple Steps to a Successful Retirement: Make Your Retirement a Blockbuster

Do you have doubts about your ability to reach your retirement goals? Are you less than confident about certain aspects of your retirement strategy? Here’s the good news…there’s always time to adjust your plan and get back on track. You can take your retirement strategy from flop to blockbuster with these simple strategies.