Financial & Retirement Income Services
Comprehensive Financial & Retirement Planning Services
D.S. Drelich & Associates is a fiduciary financial advisory firm, meaning every recommendation we make is required to serve your best interest, not ours.
We offer five integrated service areas designed to address every dimension of your financial life, from the years leading up to retirement through the legacy you leave behind.
Our advisors serve clients in Jacksonville, FL, Bristow, OK, and nationwide.
Investment Management
Are your investment accounts working together toward a common goal, or sitting in silos, uncoordinated and unmonitored?
Professional investment management brings discipline, tax awareness, and strategic alignment to your portfolio.
We manage and rebalance a range of accounts and asset types, including IRAs, mutual funds, stocks, bonds, and assets under advisement.
- Professionally managed investment accounts
- Portfolio rebalancing and tax-aware management
- IRA investment planning and rollover guidance
- Risk-aligned strategies for every stage of life
Financial Planning
A financial plan is a comprehensive view of your entire financial life, including your income, debt, assets, goals, taxes, and risk.
It's not a one-time document; it's a living strategy that evolves as your circumstances change.
Our advisors develop holistic plans for individuals, couples, and families at every income level.
- Long-term and short-term financial planning
- Tax mitigation and tax-efficient wealth strategies
- Debt management and large purchase planning
- College funding and wealth preservation planning
Retirement Income Planning
The most overlooked part of retirement planning isn't accumulation — it's distribution. When the paychecks stop, how will you create reliable income that lasts? Our retirement income professionals help you build a diversified income plan drawing from Social Security, pensions, IRAs, 401(k)s, and annuities — structured to minimize taxes and maximize longevity.
- Social Security optimization and claiming strategies
- 401(k) rollover planning and IRA distribution strategies
- Retirement income sequencing and withdrawal planning
- Guaranteed and variable income solutions including annuities*
*Guarantees, including optional benefits, are backed by the claims-paying ability of the issuer, and may contain limitations, including surrender charges, which may affect policy values.
Insurance Strategies
Insurance is not just protection. It is a strategic tool that can play an important role in a well-rounded retirement plan.
From long-term care coverage that protects your savings from catastrophic health costs, to annuities that provide guaranteed retirement income*, to life insurance that creates a legacy, the right insurance strategy can make the difference between a plan that holds and one that doesn't.
- Long-term care insurance planning
- Annuity planning and income annuity strategies
- Life insurance for retirement income and legacy
- Disability income insurance and individual health insurance
*Annuities contain limitations including withdrawal charges, fees and a market value adjustment which may affect contract values.
Annuities are products of the insurance industry; guarantees are backed by the claims-paying ability of the issuing company. Guaranteed lifetime income available through annuitization or the purchase of an optional lifetime income rider, a benefit for which an annual premium is charged.
Legacy Planning
Leaving a meaningful legacy is about more than estate documents — it's about ensuring that what you've built benefits the people and causes you care most about. Our advisors work with your attorney and CPA to ensure your beneficiary designations, wills, trusts, and insurance are aligned and optimized for tax efficiency.
- Beneficiary designation review and coordination
- Wills and trusts planning in coordination with your attorney
- Generational wealth transfer strategies
- Charitable giving and life insurance for legacy
5 Simple Steps to a Successful Retirement: Make Your Retirement a Blockbuster
Do you have doubts about your ability to reach your retirement goals? Are you less than confident about certain aspects of your retirement strategy? Here’s the good news…there’s always time to adjust your plan and get back on track. You can take your retirement strategy from flop to blockbuster with these simple strategies.
